Payment Securisation- What is 3D Secure ?

On Line Payment is compulsery!

 Purchases are to be paid on line by bank card (Visa, Eurocard / Mastercard or affiliated) on the internet site http://www.bali-artisanat.com. Client is advised he must carefully check his order: products, quantities and final amount.

Client’s payment’ card is debited only when the order is shipped, for an amount that matches with the price and final amount of the products that effectively shipped, including eventual transport costs.
 

The payement solution: Bank CREDIT AGRICOLE

LIGNES MAUVES uses the secured on line payment service of the French bank CREDIT AGRICOLE.
Our company does not keep any bank confidential data that is computed by the client when he confirms payment.  
Payment transaction is authenticated by a specific security mean called 3D SECURE.


What is the 3D SECURE protocol?

3D SECURE is a secured payment protocol that was developed by Visa to increase the security of e-transactions. Then it was also used by Mastercard. The principle consists in asking the cyber-client a specific question in addition to the number, validity date and validity control pieces of data contained on the bank card. The answer is recorded by client during the first use of 3D Secure. Typical questions are for example: date of birth, Family name of your mother, or any personal piece of information.

   Do not be surprise when you use 3D Secure for the first time! When using this protocol for the first time, or after having changed your card, you have to prepare your security question. Is is only one time, and that's all! This is to protect you against fraudulent use of your card when it has been lost or rubbed for example.

For now, use of 3 D SECURE in France is not compulsery. However, we have dicedied to integrate it so that you are protected on our site against possible bad use of your card. We have to add that this protocol will be made compulsery in a near future.